Step 4 will look like the previous steps. This final leg is one final cleanse. This is not to say that you cannot use this system again. You may attempt to dispute items as many times as you wish. You have lifetime access to everything Credit CDU has to offer; however, it is recommended to allow some time between attempts. Disputing the same items over and over (outside of the recommended process) is unlikely to yield a good result.
Once you have received your updated credit reports from all three bureaus after the third round, examine each report to determine what remains. Then repeat the same process, ensuring that you ONLY dispute items that are negative marks, that remain on your credit report.
If you have a vehicle repossession on your credit report, please use the repo dispute letter, which can be found in the Member’s Area, under Resource Bay. DO NOT add the repossession to the standard dispute form, if it remains on your credit report after Step 3. This is a separate letter, that works independently of the standard dispute letter.
Once you have your letters together, send them off and await the results.