Experian’s membership is a free service that offers paid features including 3-bureau monthly refresh credit scores from FICO. This service averages $30 per month. There are still several free features under the free service, including Experian Boost. Experian Boost allows consumers to use existing, everyday utilities as valid tradelines. This includes standard utilities like electric bill, cellphone bill and even monthly services like Netflix, Hulu, HBO Max, Disney +, etc. By connecting your bank account, Experian Boost can access your billing and start reporting these accounts as positive marks on your Experian credit report.