Next Steps
Step 3 will look like Step 1 and Step 2 in terms of the dispute process. In Step 3 we start to focus on rebuilding credit. We do this by not only continuing to dispute negative marks on the three credit reports, but also safe/guaranteed plays.
Credit inquiries can be damaging and sag a credit score. It would be wasteful to make incremental gains and increase your credit score through the dispute process, only to lower the score with excessive inquiries. The reason we warn against applying for any credit early on, is for this reason.
However, once we start working on Step 3, opportunities to apply for “sure thing” credit starts to open. Credit CDU cannot guarantee you approval, but historically the new credit options listed in Step 3 have the highest approval ratings, are the most forgiving, and some are GUARANTEED APPROVAL.
The dispute process continues, much like the previous round. Once you have received your updated credit reports from all three bureaus after the second round, examine each report to determine what remains. Then repeat the same process, ensuring that you ONLY dispute items that are negative marks, that remain on your credit report.
About Us
We empower you, the consumer to take control of your credit, while saving hundreds of dollars on rates and fees from traditional credit repair companies. Learn these techniques on your own time and do so in a much more efficient and cost effective way. We have found the end result to be better when you are personally invested, educated and in control of the credit repair process.
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